Honest numbers before big decisions — no sales spin. Andrea Goh · PropNex · CEA R000289H
Whether you're buying, selling, renting or investing — run your real numbers and know every step before you commit.
Your details aren't sold to a queue of agents. It's just me, and honest numbers — no sales pitch, no spam.
I'm Andrea Goh (PropNex), specialising in District 15, commercial and industrial. The numbers are the start — reading them for your situation is the real value.
Buy, sell, rent or invest — one place, in plain English, with every figure checked against IRAS, MAS, CPF and HDB.
The process, the money, the timelines and the traps — every step explained in plain language, based on the standard forms and current rules.
Open →An interactive, tick-through guide for buyers, sellers, landlords and tenants — progress saved, and every money step linked to the right calculator.
Open →Selling to upgrade? See your Firepower, true instalment (SAVE) and safety runway (SAFE), and compare two options.
Open →Your real buying power from income, age and the current TDSR/LTV rules — plus the cash you'd need upfront.
Open →Your monthly instalment now, and what it becomes if rates rise 1–3%. Plan for comfort, not just today.
Open →What a similar outlay could move you into — a more central region or more space — from real recent transactions.
Open →What you'll actually walk away with — after the loan, SSD, fees, and the CPF refund most sellers forget.
Open →BSD + ABSD for a purchase, or Seller's Stamp Duty on a sale — tier by tier, for the exact profile.
Open →Every duty, limit and CPF sum behind the numbers — ABSD, BSD, SSD, TDSR, LTV, GST — in one place.
Open →Set up utilities and internet, e-stamp your lease, check an agent's licence — the official links buyers, sellers, landlords and tenants actually need.
Open →All tools are indicative planning aids, not financial advice. Figures depend on bank approval, income, age, TDSR/MSR and prevailing IRAS & MAS rules, and must be verified before any decision.
Andrea Goh | PropNex Realty Pte Ltd | CEA R000289H | 9693 7787