Your Repayment — And What If Rates Rise

The monthly instalment you'll live with, stress-tested for higher rates. Andrea Goh · PropNex

This isn't about whether you can start the loan — it's whether you can keep paying it if rates climb. Every Singapore bank is required to stress-test your income at a higher notional rate before approving you; this tool runs the same math.

Terms this tool uses

SAFE runway
— how many months your cash reserves would cover the repayment if your income stopped entirely, a buffer for a bad stretch.

Your loan